Category Archive : Business

What Animal Lovers Should Know About A Career in Veterinary

You’ve always been a dog whisperer. You have a way with animals, and you’re ready to make a career of it! From learning what a day on the job is really like to purchasing disability insurance for soon to be veterinarians, there are lots to learn about the veterinary world. 

The Diversity of the Animal Kingdom

Cats and dogs aren’t the only animals on the planet. When you’re a vet, you get to see all kinds of animals each day. This can be a wonderful, eye-opening experience, and where you practice will often determine the kinds of animals you’ll interact with most frequently. For example, rural vets see a lot of farm animals, while city vets may specialize in a particular kind of animal.

On the downside, this diversity does mean you may not always be able to interact with your favorite animals. If you really do have a passion for animals, you’ll see this as an advantage and not a drawback. Otherwise, you may want to reconsider a career as a vet.

It Can Be Painful

Working with animals on a daily basis can be incredibly fulfilling. However, there are many times when being a vet can be difficult or even downright heart-wrenching. Consider dealing with the following before committing yourself to a career in the veterinary field:

  • Euthanasia
  • Suffering animals
  • Consoling pet owners

Every Day is Unique

One of the best things about being a vet is how every day brings something new and unexpected to the table. You also have to switch constantly between pet and owner interactions, which presents new and exciting challenges. With all of the various veterinary services you’ll undertake, you’ll never grow bored of your profession. 

Not Everything is About the Animals 

As with any job, at some point you’ll have to turn away from your work itself to focus on bureaucratic issues and administrative work. Record-keeping is another crucial component of veterinary work, along with writing instructions for pet owners. While these tasks may shift your attention away from your primary focus, they’re essential to maintaining your practice and adding variety to your day.

Purchasing Disability Insurance for Soon to Be Veterinarians

You’ll also want to look out for your long-term financial interests in case you are no longer able to work. This may include purchasing disability insurance. Vet work can be difficult, strenuous, and sometimes dangerous. For these reasons, you want to ensure you and your family are protected in the case of injury or illness.

You Need Love and Compassion

In order to properly carry out your duties as a vet, you need to have a kind and open heart. Good people skills are a must, along with patience and good communication. While most owners are delightful to work with, you may find yourself becoming frustrated if an owner fails to fol

What is Disability Insurance For Veterinarians?

Are you a veterinarian who is looking to protect your financial future? If this best describes you, then you’re in the right place. One great option that will help work wonders in achieving your goal is disability insurance for veterinarians.

Here at TPVS, we strive to provide veterinarian clients with solutions that help address their financial and insurance needs. In this article, we’ll talk about what disability insurance for veterinarians works and how it can work for you. Let’s go ahead and get started, shall we?

What Disability Insurance Is All About?

There is no doubt that disability insurance is an important aspect of any financial plan. Disability insurance pays you a monthly benefit that helps cover expenses if you become too sick or hurt to work. Like others in the medical industry, having this type of valuable coverage is a huge deal. Having disability insurance will go a long way in helping vets protect their future income. This makes it essential for vets to take action in obtaining disability insurance to ensure a bright financial future.

What Should A Vet Look For In Disability Insurance Coverage?

When it comes to choosing disability insurance coverage, you need to look at three things. First, you need to look to plans that are specifically for vets. You also want to ensure that any potential policy covers you both on and off the job. Lastly, you want to have individual coverage that will follow you from job to job. Taking these steps helps go a long way in protecting your future income no matter what the case is. 

The type of insurance plans we offer at TPVS is unlike what other agents or companies offer. We offer disability insurance that is tailored to the specific needs of veterinarians. With options like these, you’ll have your financial needs met exactly how you like them.

When Should You Seek To Get Disability Insurance?

When looking to obtain a disability insurance policy, it’s crucial that you act as early in your career as possible. By doing so, you will go a long way in securing a policy at a price that works best for you. Price is determined by age and health. This is especially the case for females who pay more for a policy than males. 

They can overcome this by acting early which will help them obtain a policy at a fair price. You also want to look for special programs that have discounts around graduation. This will help give you an advantage as you seek an insurance plan. With that said, the younger you act, the better it will be for you..

Can You Still Receive Policy Benefits If You Work In Another Field?

Many have wondered if they can still obtain policy benefits if they go on to work in another occupation. To address this, you sure can. It all comes down to obtaining a policy that is specific to the type of veterinary field you’re in.

Let’s say that you get injured or are too sick to work in your veterinary field. You can still get to receive benefits even if you go on to work in another vet field or job. There are some policies that refer to this as Own Practice. The best part is that you’ll get monthly benefits even if able to work in a different field. On top of that, there will be no reduction in benefits despite being able to work in another role.

Are There Options For Vets Outside Of Traditional Policies

When it comes to disability insurance for veterinarians, there are non-traditional options available to those with unique needs. If you’re going into corporate practice but want an individual plan, then that choice is there for you. With TPVS, we can help you obtain an individual plan that works best for you while in corporate practice. Of course, do act early in your career in order to obtain a policy at the best price for you.

There are also options for you if you’re looking to be a partner or start your own practice. This will help you meet your payroll and lease in the event that you become sick or injured on the job. Options like these are a great lifeline to have no matter the non-traditional route that you’re in.

Can You Increase Your Coverage Later On In Your Career?

There will be times in your career that your income will increase. With disability insurance for veterinarians, you want to have a policy that gives you the option to increase your coverage. This is what is called a future increase option (FIO) or a benefits update (BU). This lets you bump up the amount of your benefits as your earnings increase. 

An FIO or BU is a vital option to have especially if you’re just starting your career.  It is likely that you’ll be earning more income down the road so having that option will come in handy later in your career. In most cases, you will only need to provide proof of income while not having to show proof of medical insurability. This goes a long way in protecting your income down the road.

Going With The Right Choice Ensures Future Income Security

Without question, keeping each of these thoughts in mind will ensure that the plan you select works best for you. At the same time, it will go a long way in ensuring that your present and future income is secure. In the end, you’ll rest easy knowing that you’re in great hands now and in the future.

Here at TPVS, we strive to help students and vets meet their unique challenges. We’re proud to provide top resources about disability insurance for veterinarians. To learn more about how we can meet your specific needs, sign up here to request a free quote. With the amazing options we offer, you’ll rest easy knowing that your hard work will be protected throughout your career.